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Swiss payroll · software & outsourcing for SMEs

Payroll online.

Swiss payroll for SMEs — automated, in four languages. As software you run yourself or as outsourcing with a service team: payroll runs, social insurance, withholding tax and salary certificates, all on one platform.

All 26 cantons covered Swissdec ELM 5.1 via Partner Hosted in Switzerland Self-service or full outsourcing
Two paths · One platform

You choose how much you do yourself.

payrollnow comes in two flavours: as Software you use to run payroll yourself — or as full-service outsourcing, where our Swiss team takes over the entire operational work.

CHF 12 / employee · month

Payroll Software.

Modern Swiss cloud payroll software. You run payroll administration yourself — we provide the tool and keep compliance, tariffs and insurers up to date.

  • CHF 12 per employee per month Transparent, no bundles
  • Fully automated payroll run Withholding tax, BVG, UVG, KTG, family allowances — all calculated
  • Employee app with AI chat Self-service included, unlimited logins
  • Guided workflow No expert knowledge needed — the system guides you
See Payroll Software
CHF 25 / employee · month

Payroll Outsourcing.

Software plus operational service. payrollnow handles registrations, EO settlements, authority filings, insurance correspondence, statistics and audits — you review and approve.

  • CHF 25 per employee per month Software + service team in one package
  • Registrations & changes Compensation office, pension fund, insurers
  • EO, family allowances, daily benefits Incl. status tracking through to completion
  • Support during audits AHV and SUVA audits — we represent you
See Payroll Outsourcing

Not sure which option fits? Book a demo → or Open the pricing calculator →

Feature overview

One software. Everything included.

Software or outsourcing — the feature set is the same. You only decide who operates it.

Engine & payroll run
  • Event-based instead of monthly runs
  • Real-time calculation
  • Payouts anytime
  • Automatic task routing
  • Retroactive corrections
  • Plausibility check on every period
Agents & employees
  • Onboarding agent
  • Timesheet agent (Excel/CSV)
  • Expense agent
  • CFO chat for key figures
  • Employee app: payslips & changes
  • 4 languages (DE, FR, IT, EN)
Compliance & connectivity
  • Swissdec ELM 5.1 via Partner
  • Withholding tax, all 26 cantons
  • CBA-compliant (L-GAV, LMV, GAV-PV)
  • AHV/BVG/UVG/KTG filings
  • Salary certificates & cumulative journals
  • Hosting & agents 100% Switzerland
Payroll outsourcing · Switzerland

One platform for your payroll.

Event-based and in real time: every change is calculated and visible immediately — no duplicate entry, no spreadsheet ping-pong.

New hire · Maria M.
Bonus · Q4 team A
Sick leave · Anna K.
Salary change · 2.5%
Leaver · Tom S.

Payroll in real time.

Event-based payroll instead of monthly runs. Every change is processed and visible immediately — no run phase, no correction loop the following month.

  • Real time Instead of monthly runs — visible immediately
  • 12 months of back-testing Historical data replayed
  • Parallel run Switch without risk
  • Payouts anytime Advance, correction, final

Data migration & output.

Smooth migration from existing systems, automated outputs to banks and insurers. No duplicate entry.

  • Migration from accounting & ERP Bexio, Run my Accounts, Abacus, SAP B1, Klara
  • HR & time tracking Personio, BambooHR, Tipsoft, ZEP, Mocoapp
  • Banking · ISO 20022 UBS, ZKB, Raiffeisen, PostFinance, Migros Bank
  • Insurers · Swissdec ELM 5.1 BVG, UVG, KTG, AHV — filed electronically

Swiss compliance.

26 cantons, all social insurances, four languages — correct per canton, hosted in Switzerland on Microsoft Azure.

  • Withholding tax, 26 cantons Tariffs, cross-border, half-family
  • Social insurance AHV, BVG, UVG, KTG, family allowances, EO, MSE, VSE
  • Four languages DE, EN, FR, IT — platform and support
  • Hosted in Switzerland Microsoft Azure, GDPR-compliant
Comparison

payrollnow vs. traditional outsourcing.

Where the difference really lies — and why it saves you time, money and nerves.

payrollnow
Traditional outsourcing
Architecture

Event stream

Every change is processed immediately — no run phase, no correction loop the following month.

Monthly run

Changes only processed at the cut-off date. Corrections arrive weeks later.

Migration

Migration service + parallel run

12 months of back-testing replayed. Switch without risk, with a transparent trial run.

Manual migration

Big-bang switch without a trial run. Risk on the first payroll run, no comparison with historical data.

Flexibility

Payouts anytime

Advance, correction, final — all possible within the same period. Editable until payout.

Rigid cut-offs

Fixed mid-month deadlines. Late changes impossible or expensive as an express surcharge.

Data migration

Smooth migration

Migration from Bexio, Abacus, SAP & co. via our migration tool. Outputs go via ISO 20022 straight to the bank, via Swissdec to insurers.

Spreadsheets by email

Duplicate entry, manual re-imports, high error rates. Back and forth by email.

Platform

Live dashboard

You see every open step in real time. Status per employee. Approval in one click.

Blackbox

Status only via email enquiry. You wait for answers and hope everything is right.

Employee self-service

Modular app + AI chat

Payslips, vacation, requests, shifts — and an AI chat that instantly answers questions like “How much vacation do I have left?”

PDF by email or post

Employees call HR, write emails, wait for answers. No self-service, no instant information.

Costs

CHF 12 software · CHF 25 outsourcing

Per employee per month. Transparent — scales with employees, not with effort.

Hourly / effort-based

Every enquiry, change and special case drives the bill up. Hard to budget.

Event flow · pick live

One event. All tasks automatic.

Pick an event — see what payrollnow creates from it. HR tasks, payroll tasks, controls: every step defined, every step assigned.

A new employee joins
Hire event · 5 tasks created automatically
5 Tasks
01 SOFORT

AHV registration

Registration with the compensation office incl. master data and start date.

HR
02 SOFORT

BVG registration

BVG salary calculated, registration with the pension provider via interface.

HR
03 +1 DAY

WHT tariff

Clarify the withholding tax tariff — secondary employment, H tariff, cross-border status.

Payroll
04 BEFORE PAYROLL RUN

Pro-rata calculation

Mid-month starts calculated pro rata automatically.

Payroll
05 BEFORE FIRST PAY

Trial-run preview

First payslip created as a preview — you see the result before approval.

Payroll
Sick leave
Sickness event · 4 tasks created automatically
4 Tasks
01 AUTO TRIGGER

KTG pre-registration

The system records the absence start and triggers the claim from day 14.

Auto
02 +3 DAYS

Upload medical certificate

Reminder to HR + employee to upload the certificate in the self-service portal.

HR
03 ONGOING

Continued pay per scale

Pay continues per the Bern/Basel/Zurich scale — payrollnow tracks remaining days by years of service.

Payroll
04 AFTER WAITING PERIOD

KTG claim

Claim to the KTG insurer once the waiting period ends (typically 14 days), follow-up certificates forwarded.

Auto
Bonus payout
Bonus event · 3 tasks created automatically
3 Tasks
01 SOFORT

Recalculate WHT tariff

A bonus raises tax progression — new tariff for the payout month.

Payroll
02 IN PAYROLL RUN

Social insurance contributions

AHV, BVG, UVG, KTG contributions calculated and booked on the payslip.

Auto
03 IN THE YEAR

Salary certificate updated

The bonus automatically appears in the annual salary certificate under item 1.

HR
An employee leaves
Termination event · 5 tasks created automatically
5 Tasks
01 SOFORT

AHV deregistration

Deregistration with the compensation office as of the leaving date.

Auto
02 SOFORT

BVG leaver notification

Notification to the BVG provider, vested benefits calculated.

Auto
03 BEFORE PAYROLL RUN

Flexitime & vacation

Remaining vacation and flexitime balances are paid out — figures provided by the employer.

HR
04 BEFORE PAYROLL RUN

13th salary pro rata

Proportional 13th salary calculated up to the leaving date.

Payroll
05 AFTER LEAVING

Final salary certificate

Interim salary certificate created and sent to the employee.

HR
Salary change
Salary change event · 4 tasks created automatically
4 Tasks
01 FROM EFFECTIVE DATE

New salary active

The new salary applies automatically from the chosen date — retroactively too.

Auto
02 SOFORT

BVG change

New salary reported to the BVG provider, premiums recalculated.

Auto
03 SOFORT

Re-check WHT tariff

Tariff-relevant changes (e.g. a salary jump) trigger a re-evaluation of the WHT tariff.

Payroll
04 BEFORE PAYROLL RUN

Retroactive correction

For retroactive raises the difference is settled automatically.

Payroll
In numbers

What payrollnow means for SMEs.

12–25.–
CHF per employee per month — CHF 12 software, CHF 25 outsourcing
26
Cantons covered — WHT, CBAs, family allowances per canton
12M
Back-testing — historical payroll runs replayed
4
Languages — DE / EN / FR / IT
Live pricing calculator

What payrollnow costs you. Instantly visible.

Slide to your headcount — costs appear live. Detailed comparison with fiduciary, provider or your own figure on the full calculator page.

Your employees
50
Active employees per month
1300+
Per monthongoing
CHF 1'250
Per year12 months
CHF 15'000
One-time setupup to 30 employees
CHF 1'500
Total year 1Setup + 12 months
CHF 18'000
Open the full comparison
What's included

Included in the price — no surcharges.

Complete payroll processing incl. all social insurances
Withholding tax in all 26 cantons, monthly/quarterly
Family allowances, EO, MSE, VSE — claims management included
UVG / KTG claims management incl. insurer communication
Employee app + unlimited employee logins
Swiss support team — phone, email and portal
Frequently asked questions

Answers at a glance.

The questions we hear most from management, HR and fiduciaries. Something missing? Write to us.

Another question?

We usually reply within one business day.

Ask us directly →

CHF 25 per employee per month — for teams of 25+ employees.

One-time setup of CHF 1'500–5'000 depending on scope. No hidden costs, no effort-based billing — you know what you pay before you sign.

From 1 employee — no upper limit. From sole proprietorships through SMEs to multi-level groups. Pricing and service scale with size.

Typically 4 to 8 weeks, depending on complexity. Our migration tool imports your data from Bexio, Abacus, SAP, SwissSalary or your ERP — you see every step.

We verify with 12 months of back-testing, and a parallel run secures the switch without risk. You sign the acceptance protocol before we go live.

Fully: AHV, BVG (all Swiss providers), UVG and UVG-Z, KTG, family allowances plus withholding tax in all 26 cantons. eAHV/IV direct reporting, BFS wage survey, submission via Swissdec ELM 5.1.

German, English, French and Italian — in the platform as well as on payslips, salary certificates and in the employee app.

Hosted in Switzerland, encrypted in transit (TLS 1.3) and at rest. The agents also run on an Azure OpenAI instance in the Swiss region — no global endpoint, and your data is never used for model training. DPA with a full sub-processor list available on request. Granular permissions, audit logs for every data access. GDPR- and revDSG-compliant. BYOK (bring your own key) available for enterprise customers on request.

Yes. No minimum term, monthly cancellation with a fair notice period. We believe you stay because the platform works for you — not because a contract binds you.

Book a demo

See payrollnow in 15 minutes.

We show you the platform, calculate your savings potential and discuss the right setup for your payroll.

  • 15-minute live demo of the platform
  • Concrete pricing for your headcount
  • Migration plan from your current system
  • Answers to all your compliance questions

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